Car finance made simple.
Buying a car is a big financial decision. Our finance team works with 30+ lenders to find a loan that suits your situation — whether you've got excellent credit, a few blemishes, or no credit history at all — and we can usually give you an on-the-spot indication.
Competitive rates
Access to 30+ lenders means we're not locked into one bank's number.
Flexible terms
Shorter term, higher payments, or longer term, lower payments — your call.
Fast approvals
We know timing matters. Most applications get a same-day answer.
Whatever your credit situation
Good credit, a few blemishes, or no credit history at all — our finance team works with a panel of lenders to find an option that fits, not the other way around.
We handle new and used car loans, and can tailor the term to your budget rather than pushing a one-size-fits-all deal.
Why use a loan calculator
Adjusting the loan amount and term before you commit helps you see the real weekly cost — not just the sticker price — so you don't overstretch your budget.
It also makes it easy to compare scenarios: a shorter term costs more per week but less in total interest, and vice versa.
Estimate your repayments
Indicative only, based on 8.99% p.a. — not a quote or credit offer. Excludes fees and government charges. Speak to us for an accurate figure.
How it works
1. Apply
A few details online or in person — takes a couple of minutes.
2. We shop it around
Our finance team checks it against our panel of 30+ lenders.
3. Get approved
Most applications get a same-day answer.
4. Drive away
Sign, settle, and take your car home.
Apply for pre-approval
A few details and our finance team will come back to you — usually the same day — with what you can borrow and the weekly cost. No obligation, and it won't affect your credit score to ask.
Finance questions
Can I get finance with bad credit?
Yes. Our finance team specialises in finding approvals for a range of credit situations, including bad credit or no credit history.
How long does approval take?
Most applications get a same-day answer, so you're not left waiting to know where you stand.
Can I choose my own loan term?
Yes — shorter terms mean higher weekly payments but less total interest; longer terms lower the weekly cost. We'll help you find the balance that suits your budget.
Do you only finance cars from your dealership?
Our finance team can help whether you're buying from us or already have a vehicle in mind — just get in touch.